Group Plans includes Basic Life Insurance (mandatory), Accidental Death & Dismemberment, Dependent Life Insurance, Health Care (Paramedical – Chiropractor, Massage, Physiotherapy, Acupuncture, …etc.). Additional coverage could include Short Term and Long Term Disability. Look at our Services for a complete list.

We represent every available Insurance Carrier in the Canadian market.

Companies who meet regularly with us to discuss their claims experience and group plan details are the ones that keep their premiums in check as we work together to proactively manage costs.

It makes sense to go to market to find cheaper premiums if you receive a renewal offer that is not in line with actual claims history or includes excessive inflationary costs. Most providers are willing to discuss their rate increases affording you the opportunity to make a case for a reduction. Only if that is not feasible should you explore other quotes.

Benefits are considered an essential part of a compensation package. Employees would find it very expensive to purchase them individually. Since just 40% of companies offer group benefits, having it in place could be the difference in hiring or retaining a great employee.

Usually 3 to 4 weeks. A master application needs to be completed along with employee applications. Once submitted, Benefit Booklets are produced and made available along with carrier medical cards.

Yes, we always organize a meeting with the staff and management to review and have a Q&A session. Refer to our Working Together page for more information.

We do that as well. Just follow this link.

There are several options to maintain a medical plan outside of the group plan if exiting. Contact us for more information.